Pressing On

with THE WORD

A study of the Scriptures to discover who God is, what He is like, and how to partner with Him now.

Filtering by Tag: money

Beneath the highlight reel

Many people on social media tell us that an exciting life can be ours – if we have enough money, power, or fame – or better yet, a lot of all three.  The message is loud and clear: get what you can, any way you can, and do it in front of as many people as you can…and then, the world says, you’ll be happy. 

There is a ton of content available with people flexing their money, power, and fame.  Looking for likes and approvals in order to feel validated and justified in their life choices.  However, we’ve seen too many people flame out to fully believe everything we see on social media.

We need to remind each other, and ourselves, that what we see on social media isn’t the whole story of a person’s life.  That what is presented is just a collection of highlight reels.  No one’s life is glamorous all the time.  No one is super-adventurous all the time.  No one is happy all the time.

But despite these warnings…I think that deep down, we wish that life could be full of highlights.  We feel like life should be exciting and fulfilling, but we struggle to find it.  The easy reaction would be to damn social media or money/power/fame.  It’s not difficult to rail against them, and you’ll get many people to join you in doing so.

But…social media, money, power, and fame aren’t the problem – our selfish misuse of them is.  That said, they certainly aren’t the solution to our desires, either.  There is another way, one that results in a life where money, power, and fame are managed well, even being a blessing in a person’s life.

Take a look at this psalm describing blessings from God.  There are highlights of money, power, and fame.  Wouldn’t it be great if this was our highlight reel?

Psalm 112:1-9
Hallelujah!
Happy is the person who fears the Lord, taking great delight in His commands.
His descendants will be powerful in the land; the generation of the upright will be blessed.
Wealth and riches are in his house and his righteousness endures forever.
Light shines in the darkness for the upright.
He is gracious, compassionate, and righteous.

Good will come to the one who lends generously and conducts his business fairly.
He will never be shaken.  The righteous one will be remembered forever.
He will not fear bad news; his heart is confident, trusting in the Lord.
His heart is assured; he will not fear. In the end he will look in triumph on his foes.
He distributes freely to the poor, his righteousness endures forever.
His horn will be exalted in honor.

Oh, to have a life described like this!  The blessings are fantastic and far-reaching – but did you notice they are simply tools to protect his family and help others?  The blessings are not the focus of this life.

Instead, a person with this kind of highlight-reel-life is one who fears the Lord, taking great delight in His commands.  God is his focus, and living life according to God’s design is his aim. 

This is the gut-check for us: Are we seeking the blessing more than the one who gives the blessing?  If so, then we can’t expect God to bless us – because we’re not ready to handle it.  Giving a child too many gifts doesn’t mature them, instead it spoils them and the relationship between the child and the giver. 

However, even if we mature to the point God blesses us at the level described in Psalm 112, as great as this life would be to live – admittedly, no one is perfect.  And no one’s life is perfect, even if your heart is confident, trusting in the Lord.  The psalmist knows this, and interestingly added one more verse to close out the psalm:

Psalm 112:10
The wicked one will see it and be angry; he will gnash his teeth in despair.
The desire of the wicked leads to ruin.

Just because you’re on God’s side and He’s blessing you…doesn’t mean you’ll be free from struggles or drama.  The wicked one – the person living contrary to God’s design – will see the life of the person God has blessed.  Instead of rejoicing and celebrating with them, the wicked one will become enraged…and may even act on their feelings, lashing out toward those who live righteously.

But in the end, despite any opposition they face, the one who trusts in the Lord knows that his heart is assured; he will not fear.  He isn’t shaken due to circumstances or situations or opposition from those who are living in rebellion against God.  Why?  Because he trusts that God will have the final victory and that in the end he will look in triumph on his foes.

That kind of life is worth highlighting.

Keep Pressing,
Ken

Our Best Life, Step 4: Abundance

Previously (link), we found this working definition of a person’s “Best Life”:

              A long, fulfilling life characterized by health and well-being.

We also discovered that God has given us a clearly-defined path to a life that meets this description.  King Solomon addressed this in the proverbs he wrote for his sons.  These wisdom sayings would lead his children to the “Best Life” they desired, but only if the steps were applied:

Proverbs 3:1-2
My son, don’t forget my teaching, but let your heart keep my commands;
for they will bring you many days, a full life, and well-being.

King Solomon’s Best Life teaching involves both Do’s and Don’ts…sometimes within the same teaching, in order to provide contrast.  His first step involved our reputation (link).  His second step looked at how we can make sure our lives are heading in the right direction (link).  His third step was about our health and healing (link).  King Solomon’s fourth step is another topic that is both prevalent in society and sometimes controversial among Christians: having an abundance.

Feels like we’re constantly judged by the stuff we own and how much money we have (or, at least, appear to have), doesn’t it?

Are we to think that if you have money, you’re blessed by God…but if you’re poor, then God must be angry with you?  That might sound reasonable, at least at first.  The problem with that line of thinking is we see both Christians and non-Christians who have a lot of resources, but we also see both Christians and non-Christians who don’t have much money or only have a few possessions. 

King Solomon had wealth.  An abundance of wealth, but also an abundance of wisdom – both given to him by God.  So I find it very interesting that in his “Best Life” proverb-advice section, he talks about having an abundance…but also the right way to get there:

Proverbs 3:9-10
Honor the Lord with your possessions and with the first produce of your entire harvest;
then your barns will be completely filled, and your vats will overflow with new wine.

Before I stress about getting as much stuff and money that I think I need to live my Best Life…I need to look at what I do have.  Am I honoring the Lord with the stuff I already own?  Do I use my home to take care of people, or is it my personal bunker from the world?  I own a truck – so when was the last time I hauled something for someone else?  What about the rest of the things in my home…the books, the small kitchen appliances, the tools…do I look for ways to honor the Lord by their use?  To be honest…I don’t think that way very often.

The second thing King Solomon points out to honor the Lord is with the first produce of your entire harvest.  I would liken this to our modern-day paychecks.  That is your harvest from your labor.  What are we doing with those funds?

Looking at the proverb, the distinction is in the priority given.  Living below your means, especially after giving a portion of your means back to God, honors the Lord and demonstrates that you are capable of managing more resources and blessings.

This proverb serves as a warning of the opposite situation, as well.  You can’t expect God’s blessing on your resources if you’re not taking the proactive steps of recognizing His provision at the first of your budget.  God doesn’t want our left-overs.  We do first-things “first” because we give them the priority.  So, we need to ask ourselves – Are we honoring the Lord with the possessions we have and the first produce of our paycheck harvest

If the answer is yes, then we’re living the way God desires us to and we’re in the proper mindset if God decides to increase our paycheck harvest.

If the answer is no, then we shouldn’t expect additional resources to come our way.  We need to get our priorities straight if we’re going to live our Best Life.

Lastly, do keep in mind that the amount of possessions, the size of your harvest, and the size of your barns will be different from other peoples’.  And that’s ok.  God doesn’t promise us the same level or the same kind of abundance that we see in other people’s lives.  Our job is to live rightly before Him, recognizing Him for who He is and what He provides.  There’s a richness and abundance in that mindset that will lead you to your Best Life.

Keep Pressing,
Ken

Proverbial life: she is the example

This week, we’re wrapping up a topic-focused tour of the book of Proverbs.  We’ve seen that although Solomon was commenting on life roughly 3000 years ago, his observations ring loud and clear in today’s modern times.  In this series’ last blog post, we’ll look at how the book of Proverbs closes with an example of everything we’ve learned over the last nine weeks.

Interestingly, Proverbs 31 states that the chapter was written by “King Lemuel” and that this wisdom was given to him by his mother…but nothing else is known about either of these two people.  Some commentators theorize that King Lemuel was actually King Solomon, or possibly King Hezekiah, or even a fictional character made up by Solomon to demonstrate an ideal relationship between a king and his mother.

As we read through this descriptive example of a remarkable woman, look for the characteristics we’ve learned about from King Solomon:

Proverbs 31:10-31
Who can find a wife of noble character?
She is far more precious than jewels.
The heart of her husband trusts in her,
and he will not lack anything good.
She rewards him with good, not evil, all the days of her life.

She selects wool and flax and works with willing hands.
She is like the merchant ships, bringing her food from far away.
She rises while it is still night and provides food for her household
and portions for her female servants.

She evaluates a field and buys it;
she plants a vineyard wit her earnings.
She draws on her strength and reveals that her arms are strong.
She sees that her profits are good, and her lamp never goes out at night.

She extends her hands to the spinning staff,
and her hands hold the spindle.
Her hands reach out to the poor,
and she extends her hands to the needy.
She is not afraid for her household when it snows,
for all in her household are doubly clothed.
She makes her own bed coverings;
her clothing is fine linen and purple.
Her husband is known at the city gates,
where he sits among the elders of the land.
She makes and sells linen garments;
she delivers belts to the merchants.
Strength and honor are her clothing,
and she can laugh at the time to come.

Her mouth speaks wisdom,
and loving instruction is on her tongue.
She watches over the activities of her household and is never idle.
Her children rise up and call her blessed;
her husband also praises her:
“Many women have done noble deeds, but you surpass them all!”

Charm is deceptive and beauty is fleeting,
but a woman who fears the Lord will be praised.
Give her the reward of her labor,
and let her works praise her at the city gates.

That is an impressive description.  Here are the ways she addresses seven our proverbial life topics:

·       Truly generous: her hands reach out to the poor

·       Being intentional: she selects wool and flax…she rises while it is still night and provides…she watches over her household and is never idle

·       Dangerous infidelity: the heart of her husband trusts in her…charm is deceptive and beauty is fleeting, but a woman who fears the Lord will be praised

·       Money struggles: she evaluates a field and buys it…she sees that her profits are good…she makes and sells…give her the reward of her labor

·       Societal obligations: she extends her hands to the needy…her husband is known at the city gates…let her works praise her at the city gates

·       Watch your mouth: her mouth speaks wisdom and loving instruction is on her tongue

·       Contagious attitudes: she draws on her strength and reveals that her arms are strong…she is not afraid for her household…strength and honor are her clothing

The remaining two topics we explored – “accepting correction” and “you need a friend” – do not have explicit examples in the author’s description.  While we do not want to force seeing them into the passage, I would contend that she couldn’t have become such a great example without friends and accepting correction along her path.

Now that we’ve read about and identified the qualities for the wife of noble character, remember that the book of Proverbs began with Solomon telling allegory stories of Wisdom being personified as a woman.  Finishing the book about wisdom-living with an exalted woman example creates an intriguing bookend to the entire collection of proverbs.

Whenever we come back to the book of Proverbs, we would be wise to take Solomon’s advice.  And if we want a tangible example of how these proverbs flesh out in the real world, all we need to do is read about the women at the beginning and at the end of the book.

Keep Pressing,
Ken

Proverbial life: money struggles

We’re taking a topic-focused tour of the book of Proverbs.  Although Solomon was commenting on life roughly 3000 years ago, his observations ring loud and clear in today’s modern times.  In this blog post, we’ll be looking at a topic that still has a lot of influence in our modern-day lives: money.

Money has always been one of the top reasons for couples to fight; it’s even one of the main relationship wedges that can lead to a divorce.  Amassing wealth is a common status symbol of our “greatness”, but, if we’re not careful, it is easy for the pursuit of more money to become the driving force in our lives. 

Nowadays, there are scores of books on money: how to make it, how to handle it, and how to invest it – and when Solomon was writing down his advice for his son to know how to live a wisdom-filled life, he touched on several places where money intersects with the rest of life. 

In our first proverb, Solomon tells his son the most direct way to acquire wealth:

Proverbs 10:4
Idle hands make one poor,
but diligent hands bring riches.

Money is necessary to make transactions in life.  We need currency to keep fed, warm, and protected.  The best way to keep these necessities on hand for ourselves and our families is to acquire enough riches to afford them.  In this proverb, the contrast of idle hands vs. diligent hands stands out – this tiny saying invokes a ton of personal responsibility and personal action when it comes to us making money.

Beyond basic necessities, Solomon points out another useful aspect of acquiring wealth:

Proverbs 10:15
The wealth of the rich is his fortified city;
the poverty of the poor is their destruction.

Last month, I came downstairs on a Saturday morning, and the entire first floor of our house was cold – as if someone left a window open.  What happened was that the motor on our downstairs heating unit locked up during the night.  That was a $700 repair.  Earlier this week, I awoke in a very cold bedroom, because a fuse and wiring had failed in our upstairs unit.  That was a $400 repair.  And, just this morning, I found that the load of dishes I started last night didn’t finish…because our 10 year old dishwasher died, mid-cycle.  I ordered a new dishwasher today, and it will be installed next week.

I list our family’s recent financial hits to point out that we are ok, because we have an emergency fund.  Putting cash aside every month has been our fortified city when (not if) these types of repairs come around.  If we didn’t have an emergency fund, any one of these issues would have been destructive to our finances.  If you don’t have an emergency fund…start one today.  Put something aside now, so that you are fortified and ready for when (not if) the alternator in your car goes out, or your refrigerator stops holding temperature, or the kids break a window.

However, when it comes to someone having money in the bank…Solomon pointed out that looks can be deceiving:

Proverbs 13:7
One person pretends to be rich but has nothing;
another pretends to be poor but has abundant wealth.

Back in my day, we would have called them a poser.  Pretending to be rich when they’re not?  Totally posing, just trying to make people think better of him.  But what is Solomon saying, that another pretends to be poor?  Come to find out, most millionaires don’t act like the millionaires you see on “Reality” Shows or on TikTok.  Take a look at this Ramsey Solutions study of millionaires…they’re much more like everyday people than you might think.

The last of Solomon’s proverbs we’ll look at has to do with next steps:

Proverbs 17:16
Why does a fool have money in his hand
with no intention of buying wisdom?

Saving money and amassing wealth is all well and good, but what are you going to do with it?  We certainly need a plan for making money and for saving money, but we also need to be intentional about why we are doing these things.  Having our goals in sight enables us to use money as a tool instead of it becoming the goal.  Money can help us overcome our foolishness if we are intentional about paying for the wisdom and skills we need to reach our goals.

It’s been said that money makes a terrific servant, but a terrible master.  In-and-of-itself, money has no morals, no politics, and no purpose.  We must define what those are…because if we don’t, we can get into all sorts of trouble.  If we take Solomon’s advice, we’ll be able to avoid many pitfalls and be successful with money.

Keep Pressing,
Ken

Prayers about money

A few years back, a survey was conducted of people about their money habits and plans for the future.  One particular question focused in how much more money the person thought they would need to live “comfortably”.  To the surprise of the researchers, a near-universal answer came from the respondents.  The same amount was the top response of those who annually made $20k, $40k, $60k, $80k, or $100k.  Their answer:

$10,000 more

There was no “magic salary” number that everyone aimed for.  The researchers expected to hear that “if I just made 80k (or 100k), I’d be alright”.  Instead, they found that, overall, people saw themselves “just a little bit short” of their desired level for comfort. 

Are you surprised?  I was, at first.  But when I stopped to think about it…my early career salary is different from my current salary by more than $10k, and if you had asked me the same question at any point in the years between, I probably would have given a similar “just a little bit more” answer.  No massive new salary number (I don’t want to be considered ‘greedy’…), but an extra $10k?  Sign me up!

But what happens when we get that “little bit more” and then a few years later a “little bit more” than that?  As we allow our lifestyle to expand with our income, each raise becomes the new normal for us to want “just a little bit more”.

So, what’s a Christian to do with this slow slide into never being satisfied with what we have?

Paul gave Timothy a warning we should all take to heart:

1 Timothy 6:6-10
But godliness with contentment is great gain.  For we brought nothing into the world, and we can take nothing out.  If we have food and clothing, we will be content with these. 

But those who want to be rich fall into temptation, a trap, and many foolish and harmful desires, which plunge people into ruin and destruction.  For the love of money is a root of all kinds of evil, and by craving it, some have wandered away from the faith and pierced themselves with many griefs.

We should certainly enjoy what God has given us, but if we love the gift more than the Giver…we’re playing with fire, and we’re going to get burned.  Don’t think that poor handling of money is an indication that we are not part of God’s family – it’s not – but if our focus is wanting to be rich we’re definitely wandering away from the life God intends us to live here and now.  That path is full of self-inflicted wounds and many griefs.

Ok…so we’ve been warned, but what should we do to guard against this?

There is a proverb-prayer example, offered by a man name Agar.  He has two requests for God, and his second request provides an antidote to our money temptations:

Proverbs 30:7-9
Two things I ask of you; don’t deny them to me before I die:

Keep falsehood and deceitful words far from me.

Give me neither poverty nor wealth; feed me with the food I need.

Otherwise, I might have too much and deny you saying, “Who is the Lord?”
or I might have nothing and steal, profaning the name of my God.

Have you ever prayed that God would restrict or restrain the amount of financial blessing He provides to you?  Would you honestly be able to pray something like this?

God please don’t give me too much, don’t provide so much that I begin to think that I am the root cause of my prosperity.  I also trust you to provide enough to meet my needs so that I will not be tempted to commit a crime just to have the basics covered.

Living in between the extremes of poverty and wealth creates a livable tension for us – we have our basic needs provided for and we still recognize God’s authority over it all.  As we handle this tension, God may bless us with more resources…or He may not. 

But humbly asking God to keep our salary in check focuses our mind on the Giver, not the gift.  And that kind of prayer will certainly keep us out of the “just a little bit more” trap.

Keep Pressing,
Ken

Flashback Favorite - Is it wrong to be rich?

The amount of money other people have compared to us is always a hot topic, something that can preoccupy our minds and cloud our thinking. What does God have to say to those who have wealth now?

Is it wrong to be rich?

Originally posted on March 30, 2017

Over the last several years, we’ve heard a lot about “the greedy rich” and “the 1%ers” who have the biggest salaries and have seemingly “unfair” amounts of wealth.  These phrases are thrown around in the business world, in political speeches, and on news broadcasts…with the inference that it is wrong for someone to be at that income level.

In America, if you’re going to be part of the top 1% in annual salary, then you’d have to bring in over $434,000 every year.  To be in the top 10% of American wage earners, your salary would be over $133,000 every year.  Maybe you don’t fit into either category, and you don’t think of yourself as “rich”.  That’s for someone else, right?  Someone who can spend as much as they want whenever they want and not worry about it. 

But the issue we’re subconsciously wrestling with whenever a “1%er” statement comes up is…Is it ‘wrong’ to be rich? 

Ever wonder what God says about being rich?  Is it a sin to make a lot of money?  Is it sinful to have large amounts of money in the bank?  

Before we get to Paul’s instructions to Timothy about Christians who have a lot of wealth, we need to clear something up.  If we stop comparing our income to others in our town and instead look at the rest of the world, if we make more than $32,400 in a year (or $15.59/hour)…we’re in the top 1% globally.  Also, “rich” in the ancient world meant that you had a house to call your own and extra disposable income to spend on lavish, unnecessary fun items.  With our smart phones, cable TV, and cars, in addition to our air conditioning, clean water, and indoor plumbing…I think we do qualify as “rich”.

So, what does God think about us having so much? 

1 Timothy 6:17-19
Instruct those who are rich in the present age not to be arrogant or to set their hope on the uncertainty of wealth, but on God, who richly provides us with all things to enjoy.  Instruct them to do good, to be rich in good works, to be generous, willing to share, storing up for themselves a good foundation for the age to come, so that they may take hold of life that is real.

So, it’s not a sin to have money.  It’s not a sin to have things or take pleasure in them.  After all, God richly provides us with all things to enjoy.  So, we shouldn’t feel guilty about going to the movies, or having an iPhone, or being able to afford a vacation.  

From this text, we see that God’s more concerned with our attitude about our riches.  If our wealth was suddenly gone, would we still sing about how good God is?  If our future is uncertain, do we console ourselves with the amount in our bank account, or with the knowledge that God provided that money in our bank account to protect against emergencies?

Is our hope and security based on money or the One who gave us the money?  That can be easy for us rich 1%ers to forget.

Keep Pressing,
Ken

Pausing on unexpected prosperity

There are many examples and proverbs in the Bible which teach that hard work often results in wealth and opportunity.  While there’s nothing wrong with having money, God doesn’t want us to just ask for prosperity so we can accumulate money and stuff.  Even Jesus’ brother James warned against doing so (James 4:3).   

Sometimes, however, wealth is just dropped in our laps: A relative dies and leaves you a large sum of money.  Your job gives an unexpected bonus to you and your coworkers.  You might win a raffle that you had forgotten you entered.  What are we to do in those situations?

Let’s go back to when Jesus was born.  Joseph and Mary were poor, simple people.  They didn’t have great wealth.  Due to Caesar’s decree, they had to go to Bethlehem to be registered as part of the census.  Jesus was born in a Bethlehem barn, and on that night both angels and shepherds rejoiced.  But sometime later, others arrived looking for Him:

Matthew 2:1-2
After Jesus was born in Bethlehem of Judea in the days of King Herod, wise men from the east arrived in Jerusalem, saying, “Where is he who has been born king of the Jews?  For we saw his star at its rising and have come to worship him.”

Apparently, no one in Jerusalem was wise enough to notice this star-rising event, because the whole city was “deeply disturbed” by the wise men’s question.  King Herod even held a secret meeting with the wise men to discover when the star appeared.  He also told them to report back after they found this new king, claiming that he, too, wanted to “worship” the child.

Matthew 2:9-11
After hearing the king, they went on their way.  And there it was – the star they had seen at its rising.  It led them until it came and stopped above the place where the child was.  When they saw the star, they were overwhelmed with joy.  Entering the house, they saw the child with Mary his mother, and falling to their knees, they worshiped him.  Then they opened their treasures and presented him with gifts: gold, frankincense, and myrrh.

Let’s pause right here for a moment and look at this situation from Joseph and Mary’s perspective.  It was a normal day.  They were doing normal, everyday things…like taking care of a child, planning meals, doing work…and then, completely unannounced, a caravan arrives at their doorstep. 

Come to think of it, the wise men probably arrived at some time during the night or even very early morning.  I mean, when else are they going to be led by star-light?  (not during the day…)  But whenever they arrived, no one was expecting them.  God had spoken to both Mary and Joseph about Who Jesus was and what he would do, but the worship and celebration by foreign strangers would have been quite a shock!

And to top it all off – they brought gifts!  Not just any baby shower gifts, either.  While we don’t know exactly how much gold, frankincense, and myrrh they gave…I think it’s safe to assume it wasn’t a small amount.  In the ancient world, these gifts were given lavishly at the birth of a new king.  These items were not trinkets, they were highly valued at this point in history.  Notice, too, how Matthew describes the scene…he states that they opened their treasures to take these gifts out.

Seemingly out of nowhere, the family’s financial situation changed.  An unexpected windfall had come to them.  After the Magi left, can you imagine the scene at the house?  Stunned silence, followed by ‘I can’t believe what just happened!’.  And now they have these rich items just sitting there, in their home.  What should they do next?

For the next part of the story, we pick up in verse 13.  However, what we don’t know is how much time passed between when the wise men left and when these next events occur.  It could have been the next night, a few days later, or even longer.  But for at least that first night, Joseph and Mary went to bed wondering what to do with these expensive gifts.  And then…

Matthew 2:13-15
After they [the wise men] were gone, an angel of the Lord appeared to Joseph in a dream, saying “Get up!  Take the child and his mother, flee to Egypt, and stay there until I tell you.  For Herod is about to search for the child to kill him.”  So he got up, took the child and his mother during the night, and escaped to Egypt.  He stayed there until Herod’s death, so that what was spoken by the Lord through the prophet might be fulfilled: Out of Egypt I called my Son.

Without warning, the family had hundreds of miles to travel.  Without warning, there were unexpected expenses…but funds had already been provided, through an unexpected gift.  They likely had no idea that King Herod was coming for them.  Because of the angel’s warning, Joseph suddenly uprooted and moved the family.

By pausing at the in-between moment – between receiving the gifts and the angel’s news – we can appreciate the tension Joseph and Mary must have felt.  They were just living their lives.  They didn’t know the next verse.  They had no idea that a major life upheaval was just around the corner.

What would we do if God randomly blessed us?  Immediately by a new car?  Take the vacation we’ve been putting off?  Pay off some bills?  Any of these choices could be good, in the proper context…but Joseph and Mary’s story shows us something that we need to consider.  We’re so used to getting into a crisis and asking God to fix it that we tend to forget that sometimes God prepares us financially before the need arises.

So if unexpected money shows up – a bonus, a raffle, a settlement, an inheritance – don’t give into the immediate urge to spend on something shiny.  God may have a different purpose on the horizon. 

Keep Pressing,
Ken

Buyers vs Sellers

The concept of buying and selling is inescapable in our culture.  There are shops set up everywhere we look, trying to entice us with items we may (or may not) need.  Radio, TV, and internet commercials are strategically placed to get a product in front of those most likely to be persuaded to buy them.  Even if you can’t afford to pay for something at the moment, there are traps…I mean, offers…to help you instantly increase your purchase ability.

But when you get right down to it, everything has an associated cost.  Even if we’re not talking about money, we view our time and effort in terms of being “spent” or “sold”.  We judge ourselves based upon how well we believe we have “spent” our time.  That’s also the concept behind getting paid for doing work.  I agree to “sell” you my time and efforts in exchange for $10/hour, $20/hour, or $100/hour…all depending upon the value you and I agree to for my labors.

The exchange of money or time or effort for something else comes down to a question of value.  And what we, as individuals, place value on will vary greatly.  How we perceive the value of an item or an experience is inherently subjective…and then throw in the clamoring of the marketplace, the influence of social media, on top of our own inner monologues…it’s easy to become overwhelmed with all of our choices and options.

As always, God has stepped in to give us direction.  Toward the end of the book of Proverbs, we find this statement:

Proverbs 23:23
Buy – and do not sell – truth, wisdom, instruction, and understanding.

The proverb has a genuine wisdom-feel to it, does it not?  Whether you read it or hear someone say it, it’s one of those statements where we can all solemnly nod in agreement…and then move on with our lives…

But how do we actually apply this concept of buy and selling when it comes to these elements? 

The easier of the two is the idea of buying.  So much so that you can probably answer right away.  The first way we can buy truth, wisdom, instruction, and understanding is with our time.  Do we spend our time securing the truth, seeking wisdom and instruction, or prioritizing understanding?  Another piece of purchase power we have is our finances.  Would our spending habits reflect the pursuit of these things?

The idea of selling can be a bit of a head-scratcher until we remember that the act of selling is just like buying – it is an exchange of something we have in order to obtain something else.  Looking at our actions, do we find times where we’ve decided that life would be a little more convenient if we glossed over the truth?  Have we ignored wisdom because we really want the shiny object in front of us?  Have we replaced instruction and understanding with so-called “blissful” ignorance?

Additionally, whatever we would exchange truth, wisdom, instruction, and understanding for would not be worth as much as those elements.  Could money or fame or more shiny stuff really make you better off if they were purchased at the cost of our truthfulness or good judgment?  In the long run, I think not…

The worst Biblical example of selling something valuable comes in Paul’s letter to the believers in Rome.  Paul is stating that those who reject God and His truth are living under His wrath now, in this present life.  In the midst of his discussion of those who make self-centered, unchecked-passion-driven choices, Paul gives this selling analogy:

Romans 1:25
They exchanged the truth of God for a lie, and worshiped and served what has been created instead of the Creator…

What we prioritize and how we spend our time, talent, and treasure matters greatly.  Solomon wants us to recognize it and make choices accordingly:

Proverbs 23:23
Buy – and do not sell – truth, wisdom, instruction, and understanding.

Keep Pressing,
Ken

Settling accounts (part 1)

One of the last topics Jesus addressed with His disciples before He went to the cross was how they were going to live after He returned to the Father.  Since the exact time of His return to earth had not been revealed, Jesus told three stories to help them understand their need to be ready at all times.

In the first parable, Jesus contrasted the two paths before a servant who was put in charge of other servants.  When the master returned at an unannounced time, he would find that either the servant continued to be faithful, or he would find that the servant had been derelict in his duties.  The appropriate reward or punishment would then follow.

In the second parable, Jesus contrasted two groups of virgins who were waiting for the groom to return.  When the groom took longer than expected, it became clear that some of the virgins had prepared for a long wait and some of them had not.  When the groom finally did arrive, those that were prepared were welcomed into the wedding feast, while those who were not prepared were excluded from the event.

From these two parables, Jesus teaches that being prepared for His return will lead to significant rewards and opportunities.  The next logical question the disciples must have been wondering is How do I get ready?  What must I do?

Fortunately for them (and for us) Jesus’ next parable answers that question.  Continuing to talk about the Kingdom of Heaven, Jesus said:

Matthew 25:14-15, 19
For it is just like a man going on a journey.  He called his own slaves and turned over his possessions to them.  To one he gave five talents; to another, two; and to another, one – to each according to his own ability.  Then he went on a journey…After a long time the master of those slaves came and settled accounts with them.

Notice that elements from the previous parables are here also – namely that the servants had responsibility over a portion of the master’s property, and that the master took a long time before returning. 

Now a talent was a very large sum of money, worth about 6,000 denarii.  That monetary unit doesn’t mean much to us, but a denarii was the equivalent of a day’s wage.  Using today’s median income, a talent would be worth about $720,000.  This wasn’t some dinky gift from the master.  This was a serious investment of resources.

Interestingly, the servants did not receive an equal share…but they did receive an appropriate share, to each according to his own ability.  The master was wise enough to know that some servants could handle more, and some should to be in charge of less.  To give a someone more responsibility than they are capable of handling would be setting them up for failure, and the master didn’t do that.

Just imagine the scene when they received the master’s possessions.  The first servant received $3.6 million, the second received $1.44 million, and the third received $720,000.  That moment when the master looked the servant in the eye and said “I’m entrusting you with my money.  I’ll be back to see how you’ve managed it.”  How would you feel?  

Overwhelmed? 
Nervous? 
Jealous that someone else got more? 
Worried that the master entrusted you with too much?

Very few of us will ever receive a full talent of money as a lump sum in our lifetime.  However, if we look at how much we typically make over our entire lifetime…we’ve been entrusted with a lot of the master’s resources.  Now factor in other talents and abilities each of us have, think about how those could be invested…and if you’re like me, I’m starting to feel like the servants must have felt. 

Jesus has entrusted us with a lot.  And when He comes back, He’s going to settle accounts with us.

Invest wisely.

Keep Pressing,
Ken

Laying the foundation

I’ve been fascinated by harmonicas for a while now.  Listening to people who can pull a harmonica out of their pocket and just jam away on some jazzy, country, or bluesy music has made me want to do so as well.  I never acted on that desire, until recently.  And I learned something rather important – playing the harmonica isn’t super easy.  In fact, some parts of it are rather difficult.

The first skill to learn is to blow and draw single-hole notes clearly.  Makes sense to start there, but that’s easier said than done.  And my lips got sore/tired after about 10 minutes of squeaking around, so I had to wait until the next day to try again.  Day two wasn’t any better.  Neither was day three.  It took me months of work before I could play a scale without messing it up (and mess ups still happen, occasionally). 

The next skill to learn is to move around the harmonica, playing notes out of order so that I play a recognizable tune.  More work, and still not easy.  I’m much better at it now, after another couple of months, and I can now get about 80-90% of “She’ll be Coming Round the Mountain” on a consistent basis.

On the horizon is a skill called ‘bending’.  It’s being able to change notes using the same hole by changing the position of your tongue and throat.  The video instructor I’m following called the practice time of learning this skill the ‘dark hours’ of learning to play.  He warned that it will take some time, and that it takes some people longer than others to figure out how to consistently bend notes.  His tone and cautiously chosen words were a little unsettling…but he did reassure that this skill is the gateway to learning all the jazzy, country, and bluesy jam session stuff that I really want to play.  If I don’t spend this time grinding through the ‘dark hours’, then I will be unable to play the harmonica to its full potential.  I’ll miss out on what I’m capable of because I won’t have the foundation I need to play like that.  But who knows how long it’s going to take for me to get this part figured out…

We’ve been looking at a passage from Paul’s letter to Timothy, who is overseeing the church in the melting-pot metropolis of Ephesus.  While being poor has its own challenges (and Paul addressed some of them earlier in this letter), Timothy also needed to instruct the wealthy members of the church how to handle their finances in a way that is productive and honors God. 

If we modern-day, American believers widen our lens to include the rest of the world, we quickly see that we too fit Paul’s definition of those who are rich.  With our smart phones, cable TV, and cars, in addition to our air conditioning, clean water, and indoor plumbing…It’s hard to argue that we’re “not that rich”.  Here are the things Paul says we need to learn:

1 Timothy 6:17-19
Instruct those who are rich in the present age not to be arrogant or to set their hope on the uncertainty of wealth, but on God, who richly provides us with all things to enjoy. 

Instruct them to do good, to be rich in good works, to be generous, willing to share, storing up for themselves a good foundation for the age to come, so that they may take hold of life that is real.

Being others-focused like this does not come naturally, though.  We’re ok saying polite things and throwing a little money in the offering plate at church.  But we know that if we’re going to really do what God is asking of us here – do goodbe rich in good worksbe generousbe willing to share – that is asking for a change in us at a deeper level.  We’re going to have to take on our deep-seeded attitudes about ‘my time’ and ‘my money’.

And that wrestling match is hard.  When we finally step out and try to follow God’s instructions here, we find that we’re not very good at it.  It’s more uncomfortable that we want it to be.  We struggle with questions like ‘How will I know when I should help someone financially vs when it would be unwise to offer money?’ and ‘What does be generous really mean for my level of income?’ and ‘If I give and share when I really don’t want to, does that “count”?  Does God still consider my actions to be “good”, or should I skip giving until don’t feel any resentment about it?’.

Wrestling though these kinds of questions will be some dark hours.  We might be ok with being generous today, but lose the fight tomorrow.  We will want to throw in the towel and go back to just being nice (and comfortable).  We’ll get to the point where we can handle our wealth 80-90% of the time, and then lapse back into a selfish attitude. 

But it will be worth it in the end, He says.  Our work now, when it’s hard, is laying a good foundation for the age to come.  Learning how to be wealthy AND others-focused is the gateway to being able to partner with God in Eternity Future.  Without this practice time, we won’t be able to fully do the things we were made to do. 

I can’t answer your ‘dark hour’ wrestling questions, but God can.  My advice (for you and me) is to keep practicing.  Let’s trust God in this and take hold of life that is real.  Eternity future awaits.  Let’s make sure we’re prepared to partner with God and fully enjoy it.

Keep Pressing,
Ken