Prayers about money

A few years back, a survey was conducted of people about their money habits and plans for the future.  One particular question focused in how much more money the person thought they would need to live “comfortably”.  To the surprise of the researchers, a near-universal answer came from the respondents.  The same amount was the top response of those who annually made $20k, $40k, $60k, $80k, or $100k.  Their answer:

$10,000 more

There was no “magic salary” number that everyone aimed for.  The researchers expected to hear that “if I just made 80k (or 100k), I’d be alright”.  Instead, they found that, overall, people saw themselves “just a little bit short” of their desired level for comfort. 

Are you surprised?  I was, at first.  But when I stopped to think about it…my early career salary is different from my current salary by more than $10k, and if you had asked me the same question at any point in the years between, I probably would have given a similar “just a little bit more” answer.  No massive new salary number (I don’t want to be considered ‘greedy’…), but an extra $10k?  Sign me up!

But what happens when we get that “little bit more” and then a few years later a “little bit more” than that?  As we allow our lifestyle to expand with our income, each raise becomes the new normal for us to want “just a little bit more”.

So, what’s a Christian to do with this slow slide into never being satisfied with what we have?

Paul gave Timothy a warning we should all take to heart:

1 Timothy 6:6-10
But godliness with contentment is great gain.  For we brought nothing into the world, and we can take nothing out.  If we have food and clothing, we will be content with these. 

But those who want to be rich fall into temptation, a trap, and many foolish and harmful desires, which plunge people into ruin and destruction.  For the love of money is a root of all kinds of evil, and by craving it, some have wandered away from the faith and pierced themselves with many griefs.

We should certainly enjoy what God has given us, but if we love the gift more than the Giver…we’re playing with fire, and we’re going to get burned.  Don’t think that poor handling of money is an indication that we are not part of God’s family – it’s not – but if our focus is wanting to be rich we’re definitely wandering away from the life God intends us to live here and now.  That path is full of self-inflicted wounds and many griefs.

Ok…so we’ve been warned, but what should we do to guard against this?

There is a proverb-prayer example, offered by a man name Agar.  He has two requests for God, and his second request provides an antidote to our money temptations:

Proverbs 30:7-9
Two things I ask of you; don’t deny them to me before I die:

Keep falsehood and deceitful words far from me.

Give me neither poverty nor wealth; feed me with the food I need.

Otherwise, I might have too much and deny you saying, “Who is the Lord?”
or I might have nothing and steal, profaning the name of my God.

Have you ever prayed that God would restrict or restrain the amount of financial blessing He provides to you?  Would you honestly be able to pray something like this?

God please don’t give me too much, don’t provide so much that I begin to think that I am the root cause of my prosperity.  I also trust you to provide enough to meet my needs so that I will not be tempted to commit a crime just to have the basics covered.

Living in between the extremes of poverty and wealth creates a livable tension for us – we have our basic needs provided for and we still recognize God’s authority over it all.  As we handle this tension, God may bless us with more resources…or He may not. 

But humbly asking God to keep our salary in check focuses our mind on the Giver, not the gift.  And that kind of prayer will certainly keep us out of the “just a little bit more” trap.

Keep Pressing,
Ken

To stay eternity-focused, you must be free from this

Last time, we read the author of Hebrews’ warning about the significant consequence to sexual impurity in a believer’s life.  Unfortunately, that is not the only trap we must be aware of…there is something else that loudly clamors for our attention:

Hebrews 13:5
Keep your life free from the love of money.  Be satisfied with what you have

If the author stopped right there, we could nod our heads in agreement and talk about all the times we won and lost in our struggle with the priority of money.  The consumerism of our modern culture puts an especially tough spin on this topic.  We are constantly barraged with the mantras “You need this in your life.” and “You deserve to have that.”  Advertisers strategically manipulate our emotions to convince us that whatever someone else has, or whatever new thing comes along, we should have it in our hands.

However, the author of Hebrews didn’t stop with just these two statements.  Instead, he did as he has throughout the entire letter – he referred us back to the Old Testament, providing a map to the solution of our not-so-modern problem:

Hebrews 13:5-6
Keep your life free from the love of money.  Be satisfied with what you have, for He Himself has said,

“I will never leave you or abandon you.”

Therefore, we may boldly say,

“The Lord is my helper;
I will not be afraid.
What can man do to me?”

Although his readers would have understood these Old Testament references, we need to step back and grab some context so we can fully understand his lesson:

The first quote is from Deuteronomy 31:6, where Moses is giving God’s marching orders to the Israelites as they get ready to take over the Promised Land.  They didn’t need to worry about having “enough” possessions as they went to the Promised Land, because they had God and He would take care of them.  This reassurance, I will never leave you or abandon you, is given to those Israelites who are going to enter “God’s rest”.  These are the ones that are going to partner with God to establish the future country of Israel.

The second quote comes from Psalm 118:6 and maintains the same idea.  Just like with the Deuteronomy reference, the author points to the psalm to show that we can confidently trust the Lord to come to our aid.  As the original recipients of Hebrews were Jewish Christians, they would have recognized the context of the first quote, and they would have known that Psalm 118 deals entirely with God coming to rescue and protect His own people when the entire world is against them.

However, when we love money, we are distracted from the reality of God providing.  We don’t trust Him with our future.  Our security becomes dictated by the size of the bank account and reserves.  Don’t get me wrong, saving money is extremely important, and God even tells us many times in Scripture that saving money for future use is a wise activity.  But it matters where we are getting our security from. 

A personal example: as our family finances have changed over the years, my wife and I sometimes catch ourselves worrying about how much is in the savings account.  We save for a while, make a big purchase, and then have to catch our breath when we look at the “little” remainder left.  However, one of us is always quick to remind the other that God has always provided, even when the savings was much, much smaller than the “little” we are currently fretting over. 

We all need regular reminders that our security in this life is not in the size of our bank account, but in the One who has entrusted us with the money in our account.

Perhaps we should refer back to Psalm 118 on a regular basis.

Keep Pressing,
Ken